Having a job in the Banking sector is considered one of the most prestigious career streams. Fresh graduates keep on preparing for Banking exams while their graduation is ongoing. While the professionals who are already working keep on waiting for notifications like RBI Grade B to get good promotions.
Various exams are conducted on the national level by public sector as well as private-sector banks for the recruitment of PO, SO, & clerks. Every year lots of candidates compete for various banking jobs through IBPS, RBI, and SBI to get placement. Here you can check detailed information on various exams conducted by IBPS, SBI and RBI.
The demand of Jobs in the Banking sector is increasing day-by-day due to various reasons such as job security, high salary package, career development, compensation, etc. Banks are also planning on expansion as per their requirement majorly in the field of technology.
SBI is a major public sector bank of India. SBI Chairmen has just announced that they are working to recruit on 12k+ openings in FY-25. The recruitments will be for the 3000 post of PO & 8000 Associates of which 85% will be engineering graduates. SBI is currently focussing on expanding its network & has announced the opening of 139 new branches.
Candidates who qualify for the exam are called for the interview round. The details of different aspects of banking exams have been discussed in the article below.
Banking exams are conducted at the national level. Check out the Upcoming bank Exams in the below section.
The eligibility criteria for applying to these jobs may vary for different posts and banks.
Check out the overall exam highlights of bank exams in the table below.
| Particulars | Details |
|---|---|
| Domain | Bank Exam |
| Upcoming Bank Exams | SBI SO, IBPS SO, IBPS PO, IBPS Clerk, SBI PO, Canara Bank PO, RBI Assistant |
| Eligibility | Differs for different banks and different posts |
| Selection process | Differs for different banks and different posts |
| Different Bank Posts | Probationary Officer(PO) Special Officer(SO) Clerk, etc. |
| Frequency of Exam | Once in a year |
| Exam Levels | Usually, all the banks are conducted in three phases -
|
| Mode of Exam | Online |
| Syllabus | Quantitative aptitude, Reasoning, Banking, General Awareness, Current Affairs |
| Purpose of the Exam | For recruitment of candidates as bank officials in different Banks |
In India, about 27 public sector banks conduct exams for select candidates for various posts. Most banks are yet to release the notifications for the 2025 exam cycle against various job profiles. Here in this article you can find the details regarding the eligibility, selection process, exam dates, and application process on the official websites of the respective banks. Candidates must read the guidelines carefully before applying for the examination. Any invalid detail in the application form may lead to the cancellation of the candidature.
Different banks have released the exam dates for various job profiles. Below is the table mentioning the important exam dates of multiple banks.
| Name of Exam | Post | Prelims Exam Date | Mains Exam Date |
|---|---|---|---|
| IBPS PO | - | October 04, 05, 11, 2025 | November 29, 2025 |
| IBPS SO | - | November 22, 23, 2025 | January 4, 2026 |
| IBPS Clerk | - | December 06, 07, 13, 14 2025 | February 01, 2026 |
| IBPS RRB 2025 | Office Assistant | August 30, 06 and September 07, 2025 | November 9, 2025 |
| IBPS RRB 2025 | Officer Scale I | July 27, August 02 and 03, 2025 | September 13, 2025 |
| IBPS Officer | Officer Scale-II and III | September 13, 2025 | |
| SBI SO 2025 | - | - | - |
| SBI PO 2025 | - | March 08, 15, 2025 | - |
| SBI Clerk 2025 | - | - | - |
| IDBI Bank Executive 2025 | - | - | - |
| IDBI Bank Assistant Manager 2025 | - | - | - |
| RBI Assistant | - | - | - |
| RBI Grade B | - | - | - |
Every year, different Banks release vacancy details for their various posts. The details are released on the official website of banks.
| Relevant Links | ||
|---|---|---|
| SBI Clerk | SBI SO | SBI PO |
| SBI CBO | IBPS Clerk | IBPS RRB Exam |
As the maximum notifications for year 2025 are yet to be out, you can check the vacancy details of some banks mentioned in the table below for the year 2023.
| Post | Vacancy details |
|---|---|
| SBI PO 2023 | 2056 |
| SBI Clerk 2023 | 5000+ |
| SBI Apprentice 2023 | 6100 |
| IBPS PO 2023 | 4100+ |
| IBPS Clerk 2023 | 7800+ |
| IBPS SO 2023 | 1800+ |
Different posts come with various eligibility criteria. The details for the same are mentioned in the table below:
| Post | Eligibility Criteria |
|---|---|
| Bank PO |
|
| Bank Clerk |
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Candidates must apply for the examination after checking the eligibility criteria. All the Candidates are advised to follow these steps to apply for the banking exam on the official website.
The application fee for applying for the exam varies for different banks. Check out the application fee for the various banking exams in the table below.
| Bank | Application Fee |
|---|---|
| Bank of Baroda | General / EWS / OBC - INR 600 SC / ST / PWD / Women - INR 100 |
| HDFC Bank | No Charges |
| Kotak Mahindra Bank | No Charges |
| SBI | Gen/EWS/OBC - INR 750 SC/ST/PWD/Ex-Servicemen - Exempted |
After filling out the application form, candidates should download the admit card. The Admit card contains important information regarding the examination. Follow the below steps to download the admit card on the official website.
Before starting the preparations, candidates must know how the banking exam is conducted, the different stages of a banking exam, and the sections included. Given below are the elaborate details of the exam pattern:
The details are given below:
| Section | Duration | Questions | Total Marks |
|---|---|---|---|
| English | 20 mins | 30 | 30 |
| Quantitative aptitudes | 20 mins | 35 | 35 |
| Reasoning | 20 mins | 35 | 35 |
The details are given below:
| Section | Total questions | Duration | Total Marks |
|---|---|---|---|
| English | 45 | 60 mins | 60 |
| Reasoning and computer aptitude | 35 | 40 mins | 40 |
| Data Analysis and interpretation | 35 | 45 mins | 60 |
| General awareness | 40 | 35 mins | 40 |
| English writing test | 25 | 30 mins | 25 |
The details are given below:
| Section | Total questions | Duration | Total Marks |
|---|---|---|---|
| English | 50 | 45 mins | 50 |
| Reasoning | 40 | 35 mins | 40 |
| Quantitative aptitude | 50 | 60 mins | 45 |
| Banking awareness | 50 | 50 mins | 35 |
The syllabus is always a crucial part of succeeding in every exam. It guides the candidates toward their end goal. Thus, the candidates need to know their syllabus.
| Relevant Links | |
|---|---|
| IPPB Exam | IBPS SO |
| RBI Grade B | RBI Assistant |
Given below is the detailed syllabus for various posts of banking examinations
| Section | Syllabus |
|---|---|
| English |
|
| Quantitative Aptitude |
|
| Reasoning |
|
Candidates must have the correct study material before starting their preparations. Below is the list of some books that students can consider.
The selection process for bank exams usually consists of three phases. The stages are Prelims, Mains, and personal interviews. The first stage, Prelims, is an objective type paper. Candidates need to clear this exam to be eligible for the next stage.
The next stage is Mains, which is a descriptive paper. Candidates who successfully qualify for both the written tests are called for the interview. Shortlisted candidates are then finalized for the respective posts they have applied for.
The answer key for various bank exams is released on the official website of the respective bank. Candidates are advised to check the official website regularly. They can raise questions in case they find an answer incorrect. However, the respective banks will update more details after the release of the official notification.
The Banking Exam Result will be released soon after the banking exam answer key by the various banks. It will be released on the official website of the recruitment body. Candidates can download the results from the official website of the banks using their roll number.
The cutoff details are released on the official website of the bank that has conducted the exam. Candidates must clear the cutoff to proceed with the further rounds. Cutoff varies for different categories. The previous year's details of the cutoff for some banks are given below in the table.
The cut-off details are given below in the table:
| Category | Cut-Off Marks |
|---|---|
| General | 81-85 |
| OBC | 76-80 |
| SC | 64-68 |
| ST | 50-54 |
| EWS | 73-77 |
| HI | 36-40 |
| OC | 59-63 |
| VI | 82-86 |
| ID | 51-55 |
The cut-off details are given below in the table:
| Category | Cut-Off Marks |
|---|---|
| GEN | 50.5 |
| SC | 44.50 |
| ST | 38 |
| OBC | 50.5 |
| EWS | 50.5 |
| HI | 20.75 |
| OC | 42 |
| VI | 37 |
| ID | 20.75 |
The salary of bank officials varies for different posts and different banks. The salary details of some of the banks have been mentioned in the table below.
The details of Salary are given below in the table:
| Basic Pay | Rs. 36,000 |
| Special Allowance | Rs. 5,904 |
| Dearness Allowance | Rs. 8,593.20 |
| CCA | Rs. 1,400 |
| Learning Allowance | Rs. 600 |
| DA Others | Rs. 1,552.50 |
| Housing Rent Allowance | Rs. 3,240 |
| Gross Salary | Rs. 57,289.70 |
| Deduction (Tax & NPS) | Rs. 4,659.32 |
| Net Salary | Rs. 52,630.38 |
The details of Salary are given below in the table:
| Basic Pay | Rs 41,960/- (Increment in 4 stages) |
| Dearness Allowance | 46.9% of the basic pay |
| City Compensatory Allowance (CCA) | 3% or 4%(depending on the place of posting) |
| Leased House Accommodation | Minimum- Rs 8000/-(Rural) Maximum- Rs 29500/-(Urban) |
| Medical Insurance | 100% for employees 75% for families |
Candidates get many benefits as a bank official. Exam dates of most of the banks have been announced on their official website. So, candidates must be well aware of the exam pattern and syllabus. Candidates are advised to keep visiting the official website regularly for more updates. The candidates should fill out the online application forms carefully to avoid any inconvenience in later stages.
Ques. For how many times can a candidate attempt a bank exam?
Ans. The criteria for attempts vary for different banks. For IBPS there are no such criteria of minimum attempts. However, for the SBI PO exam, only a maximum of 4 attempts is available for a UR candidate.
Ques. How many times is a bank exam held in a year?
Ans. Bank exams are usually conducted annually. However, for some of the posts, the exams may be held twice.
Ques. What topics are covered under banking awareness?
Ans. Following topics are covered under the section of banking awareness -
Ques. Is the IBPS Clerk job post permanent for the candidates?
Ans. The students who qualify for the IBPS PO are appointed for a period of 6 months. After the probation period of 6 months, candidates can turn into permanent employees through a test or performance during the previous 6 months.
Ques. Is Class 12th score considered for bank exams?
Ans. There are no minimum marks prescribed for class 10th and 12th exams. Only the candidates must have successfully cleared their senior secondary education.
Ques. What is the upper age limit to apply for the Banking Exams Recruitment?
Ans. The upper age limit varies with different banks. However, the normal upper age is 30 years.
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