LIC AAO 2026 Notification: Check Eligibility, Syllabus, Cutoff, Salary
LIC AAO Notification 2026 will be released in August 2026 (tentatively) by LIC on its official website. It will announce recruitment for Assistant Administrative Officer posts across Generalist and Specialist streams. Interested candidates will be able to apply online through the official portal within the specified dates. Eligible candidates aged 21–30 years with the required educational qualifications can apply for LIC AAO 2026. The selection process will consist of Prelims, Mains, Interview, and a Pre-Recruitment Medical Examination.
What is LIC AAO Recruitment?
LIC AAO Recruitment is the process conducted by Life Insurance Corporation of India to select candidates for the post of Assistant Administrative Officer (AAO). The exam is held for different streams, including Generalist, Chartered Accountant (CA), Company Secretary (CS), Actuarial, Legal, and Insurance Specialist. Candidates are appointed to regular positions and are liable to be posted anywhere in India as per the requirements of the corporation. The recruitment process will include multiple stages: Prelims, Mains, Interview, and Pre-recruitment Medical Examination.
LIC AAO 2026 Highlights
The key details of LIC AAO 2026 Recruitment are given below:
| Particulars | Details |
|---|---|
| Recruitment Body | Life Insurance Corporation of India (LIC) |
| Post Name | Assistant Administrative Officer (AAO) |
| Categories | AAO Generalist & AAO Specialist |
| Total Vacancies | TBA |
| Mode of Application | Online |
| Selection Process | Prelims → Mains → Interview → Medical Examination |
| Salary (Basic Pay) | ₹88,635/- per month |
| Website | licindia.in |
LIC AAO 2026 Important Dates
The schedule for LIC AAO 2026 recruitment is as follows:
| Activity | Date (Tentative) |
|---|---|
| LIC AAO 2026 Notification | August 2026 |
| LIC AAO 2026 Application Begins | August 2026 |
| LIC AAO 2026 Application Ends | September 2026 |
| LIC AAO 2026 Prelims Admit Card | October 2026 |
| LIC AAO 2026 Prelims | October 2026 |
| LIC AAO 2026 Prelims Result | October 2026 |
| LIC AAO 2026 Mains Admit Card | November 2026 |
| Mains Exam | November 2026 |
| LIC AAO 2026 Mains Result | December 2026 |
LIC AAO Notification 2026
LIC AAO 2026 Notification will be released for both Generalist and Specialist posts. The notification provides complete details about vacancies, eligibility criteria, exam pattern, syllabus, application process, and important instructions for candidates.
LIC AAO Eligibility 2026
LIC AAO 2026 eligibility criteria are based on age limit and educational qualification. Candidates must meet both conditions as on 1st August 2026.
LIC AAO 2026 Age Limit (as on 01.08.2026)
- Minimum Age: 21 years (completed)
- Maximum Age: 30 years (candidates born not earlier than 02.08.1996 and not later than 01.08.2005, both dates inclusive)
LIC AAO 2026 Age Relaxation
| Category | Age Relaxation |
|---|---|
| Scheduled Caste (SC) / Scheduled Tribe (ST) | 5 years |
| Other Backward Class (OBC) | 3 years |
| Persons with Benchmark Disability (PwBD) – General | 10 years |
| PwBD – SC/ST | 15 years |
| PwBD – OBC | 13 years |
| Ex-Servicemen (GEN) | 5 years |
| Ex-Servicemen (SC/ST) | 10 years |
| Ex-Servicemen (OBC) | 8 years |
| Confirmed LIC Employees | Additional 5 years |
Educational Qualification
For AAO (Generalist): A Bachelor’s Degree in any discipline from a recognised Indian University/Institution.
For AAO (Specialist):
- AAO (Chartered Accountant): Bachelor’s Degree and completion of CA Final examination. Must be an Associate Member of ICAI.
- AAO (Company Secretary): Bachelor’s Degree and membership of the Institute of Company Secretaries of India (ICSI).
- AAO (Actuarial): Bachelor’s Degree in any discipline and must have passed at least 6 papers from the Institute of Actuaries of India/UK.
- AAO (Legal): Bachelor’s Degree in Law with at least 50% marks (45% for SC/ST/PwBD). Must be enrolled with the Bar Council and have 2 years’ experience as an Advocate or Law Officer.
- AAO (Insurance Specialist): Bachelor’s Degree in any discipline and professional qualification in Life Insurance (Fellowship of Insurance Institute of India – Life). Must have a minimum of 5 years’ experience in Life Insurance companies regulated by IRDAI.
LIC AAO Vacancy 2026
Life Insurance Corporation of India (LIC) will soon announce LIC AAO vacancies 2026. Candidates can check the table below for 841 LIC AAO Vacancies 2025, which includes 350 vacancies for Generalists, 410 vacancies for Specialists, and 81 Assistant Engineer vacancies:
LIC AAO Generalist Vacancy 2025
| Category | Vacancies |
|---|---|
| SC | 51 |
| ST | 28* |
| OBC | 91** |
| EWS | 38 |
| UR | 146 |
| Total | 350 |
- *including 6 backlog vacancies
- **including 3 backlog vacancies
LIC AAO Specialist Vacancy 2025
| Posts | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| Chartered Accountant (CA) | 4 | 2 | 7 | 3 | 14 | 30 |
| Company Secretary (CS) | 1 | 1 | 2 | 1 | 5 | 10 |
| Actuarial | 4 | 2 | 7 | 3 | 14 | 30 |
| Insurance Specialist | 45 | 22 | 77 | 34 | 132 | 310 |
| Legal | 4 | 2 | 7 | 3 | 14 | 30 |
| Total | 58 | 29 | 100 | 44 | 179 | 410 |
LIC AAO Assistant Engineer Vacancies 2025
| Posts | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
| AE (Electrical) | 4 | 3 | 8 | 3 | 13 | 31 |
| Total | 12 | 6 | 21 | 8 | 34 | 81 |
LIC AAO Application 2026
LIC AAO 2026 application process will be conducted online. Candidates must apply only through the official website of LIC and ensure that the form is filled correctly with all required documents uploaded and fees paid.
How to Apply for LIC AAO 2026?
Candidates can follow the steps below to apply online:
- Visit the official website licindia.in and open the “Careers” section.
- Click on the link for Recruitment of AAO (Generalist/Specialist) 2026.
- Select New Registration and enter basic details to generate a Registration Number and Password.
- Fill in personal, academic, and category details carefully.
- Upload scanned copies of photograph, signature, left thumb impression, and handwritten declaration.
- Pay the required application fee using online payment methods.
- Submit the application form and download the confirmation page for reference.
LIC AAO Application Fees 2026
| Category | Fees |
|---|---|
| SC / ST / PwBD | ₹85 + GST + Transaction Charges (Intimation Charges only) |
| All Other Candidates | ₹700 + GST + Transaction Charges (Application Fee + Intimation Charges) |
LIC AAO Admit Card 2026
Life Insurance Corporation of India (LIC) willl release LIC AAO admit card on its official website. The admit card is an important document that acts as proof of eligibility to appear for the exam. It contains vital information such as exam date, reporting time, exam centre, and exam day guidelines.
Steps to Download LIC AAO Admit Card 2026
- Visit the official website of LIC: www.licindia.in.
- Go to the "Careers" or "Recruitment of AAO" section.
- Click on the link for LIC AAO Admit Card 2026.
- Enter your registration number/roll number and date of birth/password.
- Submit the details to view your admit card on the screen.
- Check all details carefully, including name, exam date, time, and venue.
- Download the admit card and take a clear printout for exam day.
LIC AAO Exam Pattern 2026
LIC AAO 2026 Exam Pattern is divided into two phases of written examination: Prelims and Mains. Both are conducted in online mode and consist of objective-type questions. Mains Exam also includes a descriptive test.
LIC AAO Prelims Exam Pattern 2026
| Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| English Language (Grammar, Vocabulary, Comprehension) | 30 | 30 | 20 minutes |
| Total | 100 | 70* | 60 minutes |
Note: The English Language test is qualifying in nature. Marks from this section will not be counted in the merit ranking.
LIC AAO Main Exam Pattern 2026
Mains Examination pattern is different for Generalist and Specialist posts. It consists of objective tests followed by a descriptive test of English language (Essay & Letter writing).
For AAO (Generalist):
| Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 30 | 90 | 40 minutes |
| General Knowledge & Current Affairs | 30 | 60 | 20 minutes |
| Data Analysis & Interpretation | 30 | 90 | 40 minutes |
| Insurance & Financial Market Awareness | 30 | 60 | 20 minutes |
| Total | 120 | 300 | 120 |
| English Language (Descriptive – Essay & Letter Writing) | 2 | 25 | 30 minutes |
For AAO (Specialist):
| Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 30 | 30 | 20 minutes |
| General Awareness (Insurance & Financial Market) | 20 | 20 | 10 minutes |
| Professional Knowledge (as per specialization) | 50 | 100 | 30 minutes |
| Total | 100 | 150 | 60 minutes |
| Professional Knowledge (Descriptive Paper) | 4 out of 6 | 50* | 60 minutes |
| English Language (Descriptive paper) | 2 | 25# | 30 minutes |
*50 Marks will be converted to 150 and minimum qualifying marks in the Descriptive paper of professional knowledge will also be normalized to 150.
#English Language test will be of a qualifying nature and the marks thereof will not be counted for ranking.
LIC AAO Syllabus 2026
LIC AAO Syllabus 2026 is divided into Prelims and Mains. Below are the updated subject-wise tables, including every topic from the references you shared.
LIC AAO Prelims Syllabus 2026
| Subject | Topics |
|---|---|
| Reasoning Ability | Puzzles, Seating Arrangements, Direction Test, Blood Relations, Syllogism, Order & Ranking, Coding-Decoding, Machine Input-Output, Inequalities, Alpha-Numeric Symbol Series, Analytical Reasoning, Logical Reasoning, Statement–Argument–Conclusion, Data Sufficiency |
| Quantitative Aptitude | Simplification & Approximation, Surds & Indices, Number Series, Quadratic Equations, Data Sufficiency, Profit & Loss, Simple & Compound Interest, Percentage, Ratio & Proportion, Average, Work & Time, Time–Speed–Distance, Problems on Ages, Partnership, Boats & Streams, Mixtures & Alligations, Pipes & Cisterns, Mensuration, HCF & LCM, Probability, Permutation & Combination, Data Interpretation (Pie, Bar, Line, Table, Radar/Web) |
| English Language | Reading Comprehension, Cloze Test, Fillers, Sentence Errors, Error Detection & Correction, Sentence Improvement, Active & Passive Voice, Direct & Indirect Speech, Vocabulary (Synonyms, Antonyms, Word Usage), Idioms & Phrases, Para-jumbles, Passage Completion, Phrase/Connector, Subject-Verb Agreement, Parts of Speech, Singular–Plural |
| General Awareness | History of India, Indian Constitution, Indian Economy, Geography (India & World), Indian Politics, Important Days, Books & Authors, Awards & Honours, National & International Events, Government Schemes & Policies, Committees/Commissions/Reports, Science & Technology, Inventions & Discoveries, Persons in News, Environment Topics, Sports, Current Affairs (National & International), Financial Institutions (National & International), Legislations |
LIC AAO Mains Syllabus 2026
| Subject | Topics |
|---|---|
| Reasoning Ability | Advanced Puzzles, Seating Arrangements, Logical Reasoning, Analytical Reasoning, Coding-Decoding, Machine Input-Output, Syllogism, Inequalities, Order & Ranking, Data Sufficiency, Statement–Argument–Conclusion |
| Data Analysis & Interpretation (Generalist) | Pie Charts, Bar Graphs, Line Charts, Tabular Data, Radar/Web Graphs, Data Handling, Data Derivation, Data Implementation, Elementary Mathematics |
| Professional Knowledge (Specialist) | Chartered Accountant, Actuarial, Legal, Insurance & Finance – Professional topics related to specialization as per post |
| Insurance & Financial Market Awareness | Basics of Insurance & Financial Market, Latest Policies & Developments, Business & Finance Topics, Current Banking & Insurance News, History of Banking & Insurance, Financial Institutions & Terminology, Various Laws & Regulations |
| General Knowledge & Current Affairs | National & International Current Events, Indian Economy, Government Policies, Awards, Sports, Books & Authors, Science & Technology, Committees & Reports |
| Elementary Mathematics (for Mains) | Arithmetic, Algebra, Geometry, Mensuration, Number Series |
| English Language (Descriptive) | Essay Writing on Current Issues, Social & Financial Topics, Letter Writing (Formal & Informal) |
LIC AAO Books 2026
Aspirants preparing for the exam must follow the best LIC AAO Books for their preparation ,which are given below:
| Subjects | Books | Authors/ Publication |
|---|---|---|
| English Language | Word Power Made Easy | Norman Lewis |
| Objective English | S. P. Bakshi/ Arihant Publication | |
| Quantitative Aptitude | Quantum CAT | Sarvesh Verma/ Arihant Publications |
| Fast Track Mathematics | Rajesh Verma | |
| Reasoning | Verbal and Non-Verbal Reasoning | R S Aggarwal |
| Analytical Reasoning | M K Pandey | |
| General Knowledge | General Knowledge | Lucent |
| Manorama Year Book/Jagran | Mammen Mathew | |
| Data Analysis and Interpretation | Data Analysis & Interpretation | Arihant Experts |
| Data Interpretation- Magical Books Series | K. Kundan | |
| Insurance and Financial Market Awareness | Indian Financial System | Bharati V Pathak |
| Financial Awareness for Competitive Exams | Disha Publication |
LIC AAO Selection Process 2026
LIC AAO Selection Process 2026 is carried out in multiple stages to ensure that only the most qualified candidates are selected. The stages include:
- Prelims Examination: An online objective test covering Reasoning Ability, Quantitative Aptitude, and English Language. This stage is qualifying in nature, and its marks are not counted in the final merit list.
- Mains Examination: Conducted online, it includes sections on Reasoning, General Knowledge & Current Affairs, Data Analysis & Interpretation (for Generalists), Professional Knowledge (for Specialists), Insurance & Financial Market Awareness, and a Descriptive Test (Essay & Letter Writing). Marks obtained in this stage are considered for final selection.
- Interview: Candidates shortlisted based on the Main Examination are called for a Personal Interview to assess their communication skills, professional knowledge, and suitability for the role.
- Pre-Recruitment Medical Examination: Finally, selected candidates must undergo a medical test to confirm that they are medically fit for service.
LIC AAO Result 2026
Life Insurance Corporation of India (LIC) will release LIC AAO Prelims result 2026 for Generalists & Speicalist posts. Candidates can check their result online through the official website by using their roll number or registration details.
Steps to Check LIC AAO Result 2026
- Visit the official website of LIC: licindia.in.
- Go to the Careers/Recruitment of AAO section.
- Click on the link “LIC AAO Result 2026.”
- Enter your registration number/roll number and date of birth/password.
- Submit the details to view your result on the screen.
- Download the result or merit list and save it for future reference.
LIC AAO Cut Off 2026
LIC AAO Cut Off 2026 refers to the minimum marks that candidates must score in order to move on to the next stage of the Assistant Administrative Officer recruitment process. The Life Insurance Corporation (LIC) will announce the cut-off marks separately for each stage: Prelims, Mains, and Interview once the respective exams are completed. Candidates can refer to the previous year's cut-off marks to understand the trend and set a safe target score for their preparation.
LIC AAO Cut Off 2023
| Category | Cut Off Marks |
|---|---|
| SC | 244 |
| ST | 205 |
| OBC | 266 |
| EWS | 272 |
| UR | 281 |
| LD | 231 |
| VI | 264 |
| HI | 205 |
| ID/MD | 257 |
LIC AAO Salary 2026
LIC AAO Salary 2026 also includes House Rent Allowance (HRA), City Compensatory Allowance (CCA), and Dearness Allowance (DA). The total emoluments of an AAO at the initial stage amount to approximately ₹92,870/- per month in an ‘A’ Class city. The basic pay is ₹53,600/- per month and the total emoluments of an AAO at the initial stage amount to approximately ₹92,870/- per month in an ‘A’ Class city.
LIC AAO Salary Structure 2026
| Component | Details |
|---|---|
| Basic Pay | ₹53,600/- per month |
| Pay Scale | ₹53,600 – 2,640(14) – 90,640 – 2,860(4) – 1,02,080 |
| Maximum Basic Pay | ₹1,02,080/- |
| Allowances | HRA, CCA, DA (as per posting location) |
| Gross Salary (approx.) | ₹92,870/- per month (in ‘A’ Class city) |
LIC AAO Pay Scale Progression
| Stage | Basic Pay | Increment | Years | Pay After Completion |
|---|---|---|---|---|
| Starting | ₹53,600 | – | Joining | ₹53,600 |
| Annual Increment (1–14 years) | ₹53,600 + ₹2,640 each year | ₹2,640 | 14 years | ₹90,640 |
| Annual Increment (15–18 years) | ₹90,640 + ₹2,860 each year |
LIC AAO 2026 FAQs
Ques: What is the salary of an LIC AAO selected through the 2026 exam?
Ans: The starting basic pay is ₹53,600/- per month, and the gross salary is about ₹92,870/- per month in an ‘A’ Class city, with increments and allowances.
Ques: What documents are required to apply for LIC AAO 2026?
Ans: Candidates need scanned copies of a recent photograph, signature, left thumb impression, and a handwritten declaration, along with valid ID proof details.
Ques: Can final-year students apply for LIC AAO 2026?
Ans: No, only candidates who have already completed the required educational qualification on or before the cut-off date are eligible to apply.
Ques: What is the LIC AAO 2026 exam application fee?
Ans: The application fee is ₹700 for General/OBC/EWS candidates and ₹85 for SC/ST/PwBD candidates.
Ques: Does the LIC AAO 2026 exam have negative marking?
Ans: Yes, there is a penalty of 0.25 marks for each wrong answer in the objective tests of both Prelims and Mains.
Ques: What is the minimum educational qualification required for LIC AAO 2026?
Ans: For Generalist posts, a Bachelor’s degree in any discipline is required. For Specialist posts, candidates must have qualifications specific to their field, such as IT, Chartered Accountant, Actuarial, or Law.
Ques: How many times can I attempt the LIC AAO 2026 exam?
Ans: There is no fixed attempt limit. Candidates can apply for LIC AAO as long as they meet the age and eligibility criteria.
Ques: Do PwBD candidates get extra time in the LIC AAO 2026 exam?
Ans: Yes, PwBD candidates are eligible for compensatory time as per government guidelines.
Ques: Is LIC AAO 2026 a government job?
Ans: Yes, LIC AAO is a government-sector job under the Life Insurance Corporation of India, a public sector undertaking.
Ques: What is the age limit for LIC AAO 2026 exam?
Ans: Candidates must be between 21 and 30 years as of 1 January 2026. Age relaxations apply for reserved categories as per government rules.
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