LIC AAO 2026 syllabus is designed to test candidates on reasoning, quantitative aptitude, English, general awareness, data interpretation, insurance and financial market awareness, and subject-specific knowledge for specialists. It forms the foundation of preparation for both the Prelims and Mains examinations, which are conducted online. LIC AAO syllabus also includes a descriptive paper to evaluate essay and letter writing skills, which is qualifying in nature.
LIC AAO Prelims Syllabus 2026
LIC AAO Prelims Syllabus 2026 covers four subjects: Reasoning Ability, Quantitative Aptitude, English Language, and General Awareness. Each section is designed to evaluate a candidate’s logical thinking, numerical ability, language proficiency, and awareness of current affairs. While marks from the English section are qualifying in nature, candidates must secure minimum qualifying marks in all sections to be eligible for the Main exam.
LIC AAO Reasoning Syllabus
The reasoning section measures logical thinking and analytical skills. Topics include:
- Puzzles
- Seating Arrangements
- Direction Test / Direction Sense
- Blood Relations
- Syllogism
- Order and Ranking
- Coding-Decoding
- Machine Input-Output
- Inequalities
- Alpha-Numeric Symbol Series
- Data Sufficiency
- Logical Reasoning
- Analytical Reasoning
- Statement, Arguments, and Conclusion
- Alphabet and Number Series
LIC AAO Quantitative Aptitude Syllabus
The quantitative aptitude section evaluates numerical ability and problem-solving speed. Topics include:
- Simplification
- Approximation
- Number Series
- Quadratic Equations / Inequalities
- HCF and LCM
- Average
- Ratio and Proportion
- Percentage
- Surds and Indices
- Profit and Loss
- Simple and Compound Interest (SI & CI)
- Partnership
- Mixtures and Alligations
- Problems on Ages
- Work and Time
- Speed, Distance and Time
- Problems on Boats and Streams
- Problems on Trains
- Mensuration
- Probability
- Permutation and Combination
- Data Sufficiency
- Data Interpretation:
- Bar Graph
- Line Chart
- Pie Chart
- Radar/Web Chart
- Tabular Chart
LIC AAO English Language Syllabus
The English section checks grammar, vocabulary, and comprehension skills. Topics include:
- Reading Comprehension
- Cloze Test
- Fillers
- Sentence Errors / Error Spotting
- Sentence Improvement
- Passage Completion
- Vocabulary-based Questions
- Word Usage
- Para-jumbles / Jumbled Paragraphs
- Phrase/Connectors
- Paragraph Connectors
- Paragraph Restatement
- Paragraph Inference
- Paragraph Fillers
- Parts of Speech
- Active and Passive Voice
- Direct and Indirect Speech
- Singular-Plural
- Subject-Verb Agreement
- Antonyms and Synonyms
- Idioms and Phrases
LIC AAO General Awareness Syllabus
The general awareness section tests knowledge of current affairs and static GK. Topics include:
- History of India
- Indian Constitution
- Geography of India and the World
- Indian Economy
- Indian Politics
- Finance, Budget, and Five-Year Plans
- Current Affairs (National & International)
- National and International Events
- National and International Organizations
- Financial Institutions – National and International
- Science and Technology
- Inventions and Discoveries
- Environment Topics
- Sports News
- New Legislations
- Important Days
- Books and Authors
- Awards, Honours, and Recognition
- Persons in News
- Government Schemes
- Government Policies
- Committee, Commissions, and Reports
Download LIC AAO Previous Year Papers
LIC AAO Mains Syllabus 2026
LIC AAO Mains Exam 2026 is designed to test candidates’ advanced knowledge in data handling, insurance & financial awareness, current affairs, English, and analytical ability. It also includes a Descriptive Paper for Essay and Letter writing.
LIC AAO Data Analysis & Interpretation Syllabus 2026 (for Generalists)
- Pie Charts
- Bar Graphs
- Line Graphs
- Radar/Web Graphs
- Tabular Data
- Data Handling
- Data Derivation
- Data Implementation
LIC AAO Insurance & Financial Market Awareness Syllabus 2026
- History of Banking & Insurance
- Financial Institutions – National and International
- Financial Terminologies and Derivations
- Various Laws and Policies
- Insurance Industry – Latest Developments & Policies
- Financial Market – Current Updates
- Business & Finance Topics
- Current Banking News and Events
- Development-related Topics
LIC AAO General Awareness Syllabus 2026
- Current Affairs – National and International
- Indian Economy & Financial System
- Indian Constitution
- Geography & History of India
- Important Days and Events
- Books and Authors
- Awards and Honours
- Science & Technology Developments
- Committees, Commissions, and Reports
- Government Schemes & Policies
- Persons in News
- Sports Events
- Inventions and Discoveries
- National & International Organizations
LIC AAO English Language Syllabus 2026 (Mains Level)
- Reading Comprehension (Inference & Critical Analysis)
- Vocabulary-based Questions
- Cloze Test (Advanced Level)
- Error Detection & Correction
- Sentence Improvement
- Para-jumbles / Sentence Rearrangement
- Word Usage in Context
- Phrase Connectors
- Paragraph Completion
- Paragraph Inference
- Passage-based Questions
LIC AAO Mathematics Syllabus 2026 (for some Specialist streams)
- Basic Arithmetic
- Algebra
- Geometry
- Number Series
- Mensuration
LIC AAO Descriptive Paper Syllabus 2026
The descriptive test evaluates writing skills through Essay and Letter Writing. Topics are usually based on current issues, the financial/ insurance sector, or social relevance.
Essay Writing (Possible Areas):
- Insurance and Its Benefits
- Financial Security and Its Elements
- Retirement Planning and Pensions
- Group Insurance Value
- Current National/International Issues
Letter Writing
- Formal Letters (e.g., request to insurance firm, official communication)
- Informal Letters (e.g., advice to a friend on financial security or pension planning)
LIC AAO 2026 Syllabus FAQs
Ques: Is English language a part of the LIC AAO syllabus 2026?
Ans: Yes, English is part of both Prelims and Mains in LIC AAO syllabus 2026. It includes reading comprehension, para jumbles, error spotting, fillers, cloze tests, antonyms, and synonyms.
Ques: What is the syllabus of Insurance and Financial Market Awareness in LIC AAO 2026?
Ans: Insurance and Financial Market Awareness syllabus in LIC AAO 2026 covers insurance history, banking awareness, financial institutions, laws and policies, current banking news, and financial market updates.
Ques: Is there a descriptive paper in LIC AAO syllabus 2026?
Ans: Yes, LIC AAO syllabus 2026 includes a descriptive paper in Mains with Essay and Letter Writing. Topics are usually related to insurance, finance, or current events.
Ques: What is the syllabus for LIC AAO Prelims 2026?
Ans: LIC AAO Prelims syllabus 2026 includes four subjects: Reasoning Ability, Quantitative Aptitude, English Language, and General Awareness.
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