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IBPS SO 2025 Memory Based Paper with Answer; Download Prelims and Mains PDF

Shristy Kandwal

Aug 11, 2026

IBPS SO, or Specialist Officer, is a recruitment exam conducted by IBPS for various specialist posts in participating banks. IBPS SO 2025 Prelims was held on August 30, 2025, followed by the Mains exam on November 9, 2025. The Mains paper focused on Professional Knowledge specific to the respective Specialist Officer post. Candidates can download IBPS SO 2025 memory-based question papers and answer keys below.

IBPS SO 2025 Memory Based Paper PDF

Note: IBPS SO question papers given here are memory-based papers prepared from questions reported by candidates. These are not the real question papers but are for reference regarding exam pattern, type of questions and standard of questions.

Practice IBPS SO Mock Tests

Full Length Test Link
IBPS SO Prelims Rajbhasha and Law Officer Full Test 01 Attempt Now
IBPS SO Prelims Agriculture and IT Officer Full Test 02 Attempt Now
IBPS SO Prelims Agri. & IT Officer Full Test 03 Attempt Now
IBPS SO Prelims RBA & Law Officer Full Test 04 Attempt Now
IBPS SO Prelims RBA & Law Officer Full Test 05 Attempt Now
IBPS SO Prelims Marketing Officer Full Test 06 Attempt Now
IBPS SO Prelims Agriculture Officer Full Test 07 Attempt Now
IBPS SO Prelims IT Officer Full Test 08 Attempt Now
IBPS SO Prelims Agri. & IT Officer Full Test 09 Attempt Now
IBPS SO Mains AFO Full Test 01 Attempt Now

Practice: IBPS SO Prelims and Mains Mock Tests (Latest Pattern)

IBPS SO Exam Pattern

IBPS SO is conducted through Prelims and Mains exams. The Prelims pattern differs according to the post, while the Mains exam consists of a Professional Knowledge paper specific to the Specialist Officer post.

Stage Sections / Paper Questions Marks Duration
Prelims: Law Officer & Rajbhasha Adhikari English Language, Reasoning, General Awareness with Special Reference to Banking Industry 150 125 120 minutes
Prelims: AFO, IT, HR/Personnel & Marketing Officer English Language, Reasoning, Quantitative Aptitude 150 125 120 minutes
Mains Professional Knowledge 60 60 45 minutes

Note: A penalty of 0.25 marks is applicable for each incorrect answer in the objective tests.

IBPS SO Previous Year Paper Difficulty Trend

IBPS SO question papers show some variation in difficulty across exam years and Specialist Officer posts. The overall level depends on the post, particularly in the Professional Knowledge section of Mains.

Exam Year Overall Difficulty Key Highlights
2025 Moderate Prelims followed the post-wise pattern, while Mains focused on Professional Knowledge.
2024 Moderate Questions were based on the prescribed sections and post-specific professional knowledge.
2023 Moderate Difficulty varied across Specialist Officer posts, particularly in the Mains Professional Knowledge paper.
2022 Moderate Prelims maintained the established pattern, with post-specific questions in Mains.

IBPS SO Previous Year Papers 2025 to 2016

IBPS SO High-Weightage Topics

IBPS SO previous year question papers highlight recurring topics across the common Prelims sections and the Professional Knowledge papers conducted for different Specialist Officer posts.

Section/Post High-Weightage Topics
Reasoning Ability Puzzles, Seating Arrangement, Syllogism, Inequality, Coding-Decoding
Quantitative Aptitude Data Interpretation, Arithmetic, Simplification, Number Series
General Awareness Banking Awareness, Current Affairs, Financial Awareness
Agriculture Field Officer Agronomy, Agriculture Economics, Soil Science, Animal Husbandry, Horticulture
IT Officer DBMS, Networking, Operating Systems, Computer Fundamentals, Data Structures
Law Officer Banking Regulations, Banking Laws, Contract Law, Negotiable Instruments Act, Companies Act
Rajbhasha Adhikari Hindi Language, Grammar, Translation, Official Language Policy
HR/Personnel Officer Human Resource Management, Industrial Relations, Labour Laws, Personnel Management
Marketing Officer Marketing Management, Brand Management, Consumer Behaviour, Market Research

IBPS SO Preparation Strategy

IBPS SO preparation involves practicing previous year papers across the Prelims and Mains stages, with additional focus on the Professional Knowledge paper for the selected Specialist Officer post.

Preparation Strategy Details
Solve Previous Papers Attempt previous year's Prelims and Mains papers for the relevant Specialist Officer post.
Review Professional Knowledge Analyze post-specific questions asked in the Mains exam.
Focus on Repeated Topics Identify topics that appear frequently across previous year papers.
Practise Post-wise Papers Solve papers specific to AFO, IT Officer, Law Officer, Rajbhasha Adhikari, HR/Personnel Officer, or Marketing Officer.
Analyse Question Patterns Compare question types and difficulty levels across different exam years.

IBPS SO previous year papers provide a clear understanding of the exam pattern, question types and difficulty level across different Specialist Officer posts. The latest papers also help track the changes in IBPS SO exams over different years.

IBPS SO 2025 Question Paper FAQs

Ques: Can I use IBPS SO previous year papers for post-wise preparation?

Ans: Yes. Candidates can use papers corresponding to their selected Specialist Officer post, particularly for practicing the Professional Knowledge section.

Ques: How many years of IBPS SO previous year papers should I refer to?

Ans: Referring to multiple previous exam cycles gives a broader view of recurring topics and changes in question types across the Specialist Officer exam.

Ques: Should I solve IBPS SO Prelims and Mains papers separately?

Ans: Yes. Prelims and Mains assess different areas, so practicing them separately helps candidates focus on the question types and subject areas relevant to each stage.

*The article might have information for the previous academic years, please refer the official website of the exam.
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