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SBI PO Salary 2026, Check Latest Pay Structure, In-Hand Salary, and Perks

Shipra Choudhary

Feb 13, 2026

SBI PO Salary 2026 offers an attractive compensation package for Probationary Officers. The initial basic pay starts at ₹56,480, which includes four advance increments. The full pay scale follows this structure: ₹48,480 with an annual increment of ₹2,000 for 7 years, then ₹62,480 with ₹2,340 increment for 2 years, followed by ₹67,160 with ₹2,680 increment for the next 7 years. The maximum basic salary that can be reached is ₹85,920. In addition to the basic pay, allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowance contribute to a gross monthly salary of approximately ₹93,343. After deductions, the in-hand salary for SBI PO 2026 is around ₹80,350.

SBI PO Salary 2026

The base pay of an SBI PO has been increased in the 11th Bipartite Settlement. The revised pay structure offers a decent sum in hand from the very beginning. Candidates can check the new SBI PO 2026 Salary structure in the below table-

Salary Component Pay Scale Details
Basic Pay ₹48,480/- (+ 4 advanced increments)
Increment Cycle ₹2,000 increment for the first 7 years
Next increment ₹2,340 increment for the next 2 years
Highest Scale ₹85,920/- as basic pay after completion of the entire scale

SBI PO Gross and In-hand Salary

A newly appointed SBI PO is likely to receive a gross salary of ₹94,581 per month. After deducting all taxes, the monthly in-hand salary will be in the range of ₹84,000 - ₹85,000. Candidates can check below for SBI PO 2026 Salary breakup-

Earnings Amount (INR)
Basic Pay ₹48,480
Special Allowance ₹14,967
House Rent Allowance ₹5,648
Dearness Allowance ₹14,336
City Compensation Allowance ₹2,300
Learning Allowance ₹850
Gross Salary ₹94,581
Deductions (PF, Tax, etc.) ₹9,617
Net In-hand Salary ₹84,964 approx.

SBI PO Major Allowances

SBI POs are also awarded attractive allowances that inflate their total pay package-

Allowance Details
DA (Dearness Allowance) 19.83% of Basic Pay
HRA (House Rent Allowance) 7% to 9% depending on the city
CCA (City Compensatory Allowance) 3-4% of Basic
Medical Insurance 100% for employee, 75% for dependents
Travel Allowance Reimbursement of AC 2-tier fare for official travel
Other perks Petrol, Entertainment, Newspaper Allowances, etc.

SBI PO Promotion and Growth

SBI POs have a good career path. Candidates, after being shortlisted, then go under probation and training and become a Junior Manager Grade Scale-I (JMGS-I) on completion of their probation and training. With periodic promotions, they can progress to senior management positions, including-

  1. Assistant Manager
  2. Deputy Manager
  3. Manager
  4. Chief Manager
  5. Assistant General Manager
  6. Deputy General Manager
  7. General Manager
  8. Chief General Manager
  9. Deputy Managing Director
  10. Managing Director
  11. Chairman

SBI PO Salary 2026 FAQs

Ques: What will be the initial in-hand salary of an SBI PO Officer in 2026?

Ans: The in-hand salary of an SBI PO Officer in 2026 is around ₹84,000-85,000 per month, including the allowances and after all the deductions.

Ques: What is the starting salary of an SBI PO Officer?

Ans: SBI PO in 2026 will receive the basic pay of ₹48,480, as per the fourth increment in the 11th Bipartite Settlement.

Ques: What allowances do SBI POs receive in addition to their salary?

Ans: Yes, over and above the basic pay payable, the following allowances are provided: Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Newspaper and Entertainment Allowance, Medical Insurance, Travelling Allowance, etc.

Ques: What is the job profile and promotion career path of an SBI PO?

Ans: After being appointed as a Junior Manager (Scale-1), an SBI PO can work their way up the ladder – Assistant Manager, Deputy Manager, Manager, Chief Manager, Assistant General Manager, and finally up to Managing Director or Chairman.

Ques: What is the maximum salary that SBI PO can earn?

Ans: The highest in-hand salary of SBI PO after all increments is ₹85,920/- per month. It does not include other perks and allowances.

*The article might have information for the previous academic years, please refer the official website of the exam.
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